We aim to make billing hassle-free, so you can focus on growth and healing.
When a provider is in-network with your insurance plan, it means they have a contract with your insurance company to provide services at a set rate. You’ll typically pay less out-of-pocket — often a copay or coinsurance — and the provider handles claim submissions directly to your insurance.
Please Note: The cost per session can vary significantly depending on your insurance plan. Some in-network clients have a copay ranging from $10–$40, while others may be subject to a deductible. If you have a deductible, you may be responsible for the full session fee—typically between $110 and $132—until your deductible is met. (The initial intake session may cost slightly more.)
You can often find helpful information about your insurance plan—such as the type (e.g. PPO vs. HMO), your copay, or deductible—right on your insurance card.
While we’re happy to assist, it’s ultimately your responsibility to understand your insurance coverage and be prepared for the financial investment of therapy. See below for more info on understanding the process and checking your benefits prior to starting therapy.
The In-Network Billing Process:
1. Before your first session, you’ll enter your insurance information and a payment method through our secure client portal.
2. We will verify your insurance eligibility and get an estimate of your copay or deductible and use that estimate to set your billing for the first few sessions.
3. After your session, we’ll submit a claim to your insurance company. They’ll review it and send us a report (called an Explanation of Benefits, or EOB) that tells us what they covered and what your actual cost is. This usually takes 2–6 weeks.
4. Once we receive the final report, we’ll reconcile any difference between what you were initially charged and what insurance actually covered — either by refunding you or charging the remaining balance.
How to Check Your In-Network Benefits Prior to Sessions:
You can often find helpful information about your insurance plan—such as the type (e.g. PPO vs. HMO), your copay, or deductible—right on your insurance card.
To confirm your mental health coverage, we recommend calling your insurance company directly using the number on the back of your card. When you call, ask the representative the following questions:
- “Do I have coverage for outpatient mental health visits (either in-person or telehealth)?”
- “Is there a deductible I need to meet before coverage begins? If so, how much is it?”
- “Once I meet my deductible, what is my copay or coinsurance per session?”
- “Do I need pre-authorization for mental health sessions?”
- “Are there any limits to the number of sessions covered?”
If needed, you can reference our practice’s billing NPI: 1902418650.